Massachusetts Title Company & Closing Services
Attorney-led title searches, title insurance, escrow, and real estate closings across Essex County, Worcester County, and the Merrimack Valley — anchored from our offices throughout the Commonwealth.
Get in Touch Our ServicesTitle & Escrow in an Attorney-Closing State
Massachusetts is one of a small number of attorney-closing states, meaning a licensed real estate attorney must oversee the closing, certify the title, and coordinate the transfer of ownership. Title companies operating in the Commonwealth work within this framework — conducting title searches, issuing insurance policies, managing escrow, and handling the precise document preparation that Massachusetts conveyancing law requires.
Whether you are a buyer, seller, lender, agent, or developer working anywhere from the North Shore to Central Massachusetts and the Merrimack Valley, Simple Title brings consistent, attorney-led closing expertise to every transaction we handle in the state.
Complete Title & Closing Services for Massachusetts Transactions
From the initial title search through to the final recording at the Registry of Deeds, our team manages every step of the closing process. We handle the legal and procedural requirements that Massachusetts transactions demand — examining title, identifying and resolving issues before they delay closing, preparing documents under state law, and coordinating with lenders, agents, and all parties to keep every transaction on schedule.
We serve residential buyers and sellers, refinancing homeowners, real estate agents, lenders, and commercial developers across the state. Every closing receives the same careful attention, whether it is a first-time purchase in Danvers or a commercial transaction in Worcester.
Contact Our TeamMassachusetts Title & Escrow Services
Title Search & Examination
A thorough examination of public records at the appropriate Massachusetts Registry of Deeds — verifying ownership history, identifying liens, easements, encumbrances, or gaps in the chain of title that could affect a clean transfer.
Title Insurance
We issue both owner's and lender's title insurance policies, protecting buyers and lenders from future claims arising from title defects, recording errors, forged documents, or undisclosed interests that were not apparent at the time of closing.
Real Estate Closing & Settlement
End-to-end closing coordination — from preparing closing disclosures and reviewing loan documents to managing the signing, disbursing funds, and recording the deed with the appropriate Massachusetts registry.
Escrow Services
Secure, compliant custody and disbursement of transaction funds — managing deposits, lien payoffs, and closing proceeds in strict accordance with Massachusetts regulations and closing instructions.
Deed Preparation & Recording
Preparation of deeds, affidavits, discharges, and all recording documents required under Massachusetts law — reviewed for accuracy and submitted to the appropriate Registry of Deeds to complete the ownership transfer.
Resolving Title Issues
When liens, judgment searches, missing discharges, or chain-of-title gaps arise during the examination, our team works to resolve them before closing — through payoff coordination, corrective deeds, and follow-up with prior parties.
Attorney-Led Closings Throughout Massachusetts
Every transaction we handle in Massachusetts is supported by experienced attorneys and closing professionals who understand the state's registry requirements, conveyancing laws, and the practical realities of getting deals closed on time. From contract to recording, we are with you every step of the way.
Schedule Your Closing
Serving Massachusetts Buyers, Sellers & Real Estate Professionals
Simple Title operates multiple offices across Massachusetts, giving us the geographic reach to serve transactions throughout the Commonwealth — from Essex County communities on the North Shore to Worcester and the Central Massachusetts region, and across the Merrimack Valley.
Our team regularly handles closings in Danvers, Haverhill, Lynn, Worcester, Andover, and the surrounding communities. We also support transactions on Cape Cod, the South Shore, and Greater Boston, and we work closely with buyers, sellers, agents, and lenders wherever they need reliable title and closing services in the state.
For transactions that cross the Massachusetts–New Hampshire border, our Salem, NH office allows us to coordinate dual-state requirements without delay.
Massachusetts Office Locations
Simple Title operates offices across Massachusetts to serve local buyers, sellers, agents, and lenders throughout the state. Select a location to learn more.
Who We Help in Massachusetts
Buyers & Sellers
Clear communication and accurate closing support for residential and commercial Massachusetts transactions — from first-time buyers to experienced property sellers.
Learn more →Real Estate Agents
A responsive title and closing partner who keeps your transactions on schedule and your clients informed from contract through recording.
Learn more →Lenders
Compliant title work, accurate closing disclosures, and dependable funding coordination for Massachusetts residential and commercial loan transactions.
Learn more →Developers
Experienced title and escrow support for new construction, subdivision, and commercial development closings across Massachusetts.
Learn more →Trusted Across All of Our Offices
Frequently Asked Questions
Does Massachusetts require a title company for a real estate closing?
Massachusetts is an attorney-closing state, meaning a licensed real estate attorney must be present at the closing to certify the title and oversee the transaction. Title companies here typically operate as attorney-led firms or work alongside closing attorneys. If you are financing the purchase, your lender will also require a title search and a lender's title insurance policy as a condition of the loan.
Who pays for title insurance in Massachusetts?
In Massachusetts, the buyer customarily pays for both the lender's title insurance policy — required by the mortgage lender — and the optional owner's title insurance policy at closing. The buyer also typically selects the closing attorney or title company. These allocations can be negotiated in the purchase and sale agreement, so it is worth reviewing your specific contract terms.
What does a title company do in Massachusetts?
A title company in Massachusetts conducts a thorough review of public records — typically going back 50 years as required by state standards — to verify the property has a clean chain of ownership and is free of liens, encumbrances, or legal disputes. They issue title insurance to protect buyers and lenders, manage escrow funds, prepare closing documents in compliance with Massachusetts law, coordinate with the Registry of Deeds, and oversee the final settlement and disbursement.
Is title insurance required in Massachusetts?
There is no Massachusetts law requiring buyers to purchase an owner's title insurance policy. However, if you are obtaining a mortgage, your lender will almost certainly require a lender's policy to protect their financial interest. An owner's policy is optional but strongly recommended — it protects your equity against future claims, recording errors, forgeries, undisclosed heirs, or title defects that may surface after closing. It is a one-time premium paid at closing and provides coverage for as long as you hold the property.
Who holds escrow in a Massachusetts real estate transaction?
In Massachusetts, escrow funds — such as the earnest money deposit — are typically held by the listing real estate broker or the seller's attorney in a dedicated, segregated escrow account per state regulations. The closing attorney or title company manages the disbursement of all transaction funds at closing, distributing proceeds to the seller, paying off existing liens, and covering closing costs in strict compliance with closing instructions and Massachusetts law.
Contact Us
"*" indicates required fields
